Terms of Service

1. Use of Website

This site is provided for personal, non-commercial use to learn about life insurance guidance and to request information or a consultation. You agree not to misuse the website, attempt to access restricted areas, or interfere with site operations.

2. Informational Purpose / No Guarantee of Coverage or Approval

Content on this site is for general informational purposes and does not guarantee coverage, pricing, or approval. Eligibility and availability are determined by the applicable insurance carrier and underwriting criteria.

3. Program Name and Description (SMS)

The 1 Vet Insure SMS Program provides messages to users who opt in. You may receive quote follow-ups, inquiry updates, appointment or consultation coordination messages, service-related reminders, and customer support messages related to your request.

4. Age Restriction for SMS Services

You must be 18 years of age or older to use the SMS service. By opting in, you represent that you meet this age requirement and are authorized to enroll the mobile number you provided.

5. Communications Consent, Message Frequency, and Rates

By submitting a request or contacting us, you consent to receive communications by phone, SMS/text, and email regarding your inquiry. Message and data rates may apply and message frequency may vary. Contact your wireless provider for details about your plan. Carriers are not liable for delayed or undelivered messages.

6. Opt-Out Instructions

You can cancel the SMS service at any time by replying STOP. After sending STOP, you will receive confirmation and will no longer receive SMS messages from the program.

7. Rejoining Instructions

If you opt out and later want to rejoin, submit a new inquiry or sign up again through the original method. Messaging will resume after you opt in again.

8. Help Instructions

For assistance, reply HELP or contact support directly at [email protected] or 858.500.1482.

9. Compliance with Industry Standards

The messaging program is intended to operate in accordance with applicable industry standards, carrier requirements, and applicable law. You agree to use the program only for lawful purposes and in compliance with these terms.

10. User Responsibilities and Accuracy of Information

You are responsible for the accuracy and completeness of any information you submit. Providing inaccurate or incomplete details may affect the information we can provide or the outcomes available through carriers.

11. Privacy Policy

Please review our Privacy Policy for information about how we collect, use, and protect personal information.

12. Intellectual Property

All content on this website, including text, graphics, and layout, is owned by or licensed to 1 Vet Insure and is protected by intellectual property laws. You may not copy, reproduce, or distribute content without prior written permission.

13. Limitation of Liability

To the extent permitted by law, 1 Vet Insure is not liable for any direct or indirect damages arising from your use of this website or reliance on its content. Your use of the site is at your own risk.

14. Changes to Terms

We may update these Terms of Service from time to time. The effective date above indicates the most recent revision. Continued use of the site after changes means you accept the updated terms.

15. Contact Information